Need a competitive, flexible commercial loan?
Looking to buy commercial property or fund operations? We'll help you choose the right commercial loan to achieve your goals.
Or simply call us on 📞 1800 774 756
Your local team of commercial loan specialists
1. Expert brokers on your side
Banks knock back home loan applications every day - often for reasons that could’ve been avoided. At Cube, you’ve got a team of 11 expert brokers on your side, each with their own area of specialty across home loans, investment lending, business finance and more. We’ll help you cut through the red tape and improve your changes of approval.
2. Tailored to your needs
Every loan is different, and what someone else needs is likely not what you need. We search 1000's of loan options to find the right loan for your needs, simply get in touch here.
3. We're here now, and later
Your home loan is an investment that requires ongoing maintenance, including regular check-ups to make sure you have the best home loan rates. We stay ahead of this for you.
4. Local experts, trusted by many
We’re proud to be a local team, with over 200 glowing Google reviews from people who’ve trusted us with their finance journey.
We help our commercial loan clients by helping remove the stress - and helping you get a better deal. Simply contact Scott or Nevada today if you need help:
Scott Beattie
Founder/Co-Owner · Mortgage Broker
Scott loves helping First Home Buyers and helpings Australians save money through refinancin
Nevada Matthews
Co-Owner · Mortgage Broker
Nevada loves working with property investors and business owners
We compare loan options from over 60 leading lenders to find what suits you
✔ We do the loan rate shopping and negotiations
✔ Access to major banks and specialist lenders
✔ We simplify everything
Cube Loans are a multi-award winning brokerage
What is a commercial loan and how does it work in Queensland?
A commercial loan is a type of finance used to purchase, develop, or refinance commercial property or business assets.
In Queensland, commercial loans are often used by small to medium-sized enterprises (SMEs) to buy warehouses, offices, retail spaces, or for business expansion. These loans can be secured or unsecured and are typically assessed on the strength of your business, cash flow, and the property’s value.
At Cube Loans, we help Queensland businesses access tailored commercial finance solutions with competitive rates from trusted lenders.
How much deposit do I need for a commercial property loan in QLD?
In Queensland, most lenders require a deposit of 20% to 30% of the commercial property’s value. However, your credit history, financials, and type of property can influence the deposit amount. Some lenders may consider lower deposits if the borrower has strong financials or additional security.
At Cube Loans, we can assess your individual situation and match you with a lender offering low-deposit commercial property loans tailored to your needs.
Can I use a commercial loan to buy property through my SMSF in Queensland?
Yes, you can use a Self-Managed Super Fund (SMSF) to purchase commercial property with a commercial loan in Queensland, provided it complies with the ATO’s SMSF borrowing rules. This is often done through a Limited Recourse Borrowing Arrangement (LRBA). Many business owners in Brisbane and across QLD use SMSFs to purchase office space or industrial property, then lease it back to their own business.
Cube Loans has experience in arranging SMSF commercial loans, ensuring both compliance and competitive rates.
What are the interest rates for commercial loans in Queensland?
Commercial loan interest rates in Queensland typically range from 6% to 10%, depending on the lender, loan type, and risk profile. Rates can vary based on whether the loan is secured, the size of the loan, and your business’s financials. Fixed and variable rate options are available.
At Cube Loans, we compare rates from a panel of commercial lenders to find you the most competitive offer for your business or investment needs.