Whether you're weighing up a unit or house in Logan, QLD, you're looking at two very different pathways to homeownership. Units offer a lower entry point and less maintenance, while houses provide space, land ownership, and typically stronger long-term growth potential.

The choice affects more than just your lifestyle. Your financing options, deposit requirements, and borrowing capacity can vary significantly between units and houses, especially across Logan's diverse suburbs where prices range from around $508,000 for a unit in Beenleigh to over $1,800,000 for a house in Carbrook.

Cube Loans helps Logan, QLD buyers compare their unit and house financing options across 60+ lenders. We assess which property type gives you the strongest borrowing position and better long-term outcome, completely free of charge.

Here's what you need to know about units vs houses in Logan before making your decision.

What are the main differences between buying a unit vs house in Logan, QLD?

The biggest differences are entry cost, ongoing expenses, and growth potential. Units in Logan typically cost $200,000 to $400,000 less than houses, making them more accessible for first home buyers, but houses generally offer stronger capital growth over time. Your borrowing capacity and lender options can also vary between the two property types, which affects your financing strategy.

Government schemes available for Logan, QLD property buyers

• First Home Guarantee: buy with 5% deposit, no LMI, up to $1,000,000 for units or houses in Logan.
• Queensland First Home Owner Grant:$30,000 for new homes under $750,000 until 30 June 2026, reducing to $15,000 from 1 July 2026.
• Transfer duty exemption: full exemption for new homes at any price from 1 May 2025, or established homes up to $710,000 for first home buyers.
• Family Home Guarantee: single parents can buy with 2% deposit, no LMI, up to $1,000,000 price cap in Logan.

Cube Loans Looking to buy your first home in Logan? We compare loans from 60+ lenders across Logan — free service, no cost to you. Book a free chat 1800 774 756

Unit vs house prices across Logan suburbs

The price gap between units and houses varies significantly across Logan suburbs. In Marsden , houses sit at $754,100 while units are $595,000 — a $159,100 difference. Springwood shows a larger gap with houses at $980,000 and units at $625,000.

Some suburbs offer units only or houses only. Loganholme and Daisy Hill have insufficient unit data, meaning houses dominate these markets. Conversely, areas like Beenleigh and Slacks Creek offer both options at more affordable entry points.

Which financing option works better for your situation?

Step 1: Talk to us

Get in touch and we'll assess whether a unit or house gives you better borrowing capacity and long-term financial outcome across our 60+ lender panel.

Step 2: Compare your deposit requirements

We calculate your deposit needs for both property types. A $700,000 house needs $35,000 for 5% down, while a $500,000 unit needs $25,000 — but the borrowing approval criteria can differ between property types.

Step 3: Assess lender policies for units vs houses

Some lenders have different LVR limits for units, and strata levies affect your borrowing capacity differently than council rates. We identify which lenders give you the strongest result for your chosen property type.

Step 4: Review growth potential and exit strategy

We discuss the capital growth trends for units vs houses in your target suburbs, helping you understand the long-term financial implications of your choice.

Step 5: Finalise your property search parameters

With your financing confirmed, you'll know your maximum purchase price for both units and houses, allowing you to focus your search on properties that align with your budget and goals.

Common mistakes Logan buyers make when choosing between units and houses

The biggest mistake is choosing based on purchase price alone without considering ongoing costs. Unit buyers often underestimate strata levies, which can add $2,000 to $8,000 annually to their housing costs. House buyers sometimes overlook maintenance reserves — you're responsible for everything from roof repairs to garden upkeep.

Another common error is not factoring in lifestyle changes. A unit might suit your current needs perfectly, but if you're planning a family or expecting to work from home long-term, the space constraints could become problematic within a few years.

Logan suburbs where units offer strong value

Several Logan suburbs provide compelling unit options for different buyer profiles:

• Marsden units at $595,000: strong rental demand near transport links, 19% growth over 12 months.
• Woodridge units at $548,000: most affordable unit option in Logan with 32% growth, ideal for investors and first home buyers.
• Hillcrest units at $724,000: established area with 35% growth, suitable for professionals and downsizers.
• Shailer Park units at $602,500: family-friendly location with 12.6% growth, good schools and amenities nearby.

Cube Loans Ready to compare your unit and house financing options? We compare loans from 60+ lenders across Logan — free service, no cost to you. Book a free chat 1800 774 756

Frequently Asked Questions

Is it easier to get a loan for a unit or house in Logan?

Both are equally accessible for lending, but some lenders have different LVR limits for units or assess strata levies more conservatively. Your borrowing capacity depends more on your income and deposit than the property type.

Do units grow in value as much as houses in Logan?

Houses typically show stronger long-term capital growth, but several Logan unit markets have outperformed recently. Woodridge units grew 32% and Hillcrest units grew 35% over 12 months as of April 2026, while house growth ranged from 8% to 24% across different suburbs.

What ongoing costs should I budget for units vs houses?

Units have strata levies typically ranging $2,000 to $8,000 annually, covering building insurance, common area maintenance, and sinking fund contributions. Houses have council rates plus all maintenance costs, which can vary significantly depending on the property's age and condition.

Can I use government grants for both units and houses?

Yes, the First Home Guarantee and Queensland transfer duty exemptions apply to both property types. The $30,000 First Home Owner Grant applies to new builds only, whether units or houses, under $750,000.

Which is better for investment purposes in Logan?

Units typically offer higher rental yields due to lower purchase prices, while houses generally provide better long-term capital growth. Your investment loan strategy should align with whether you prioritise cash flow or growth.

Are there any restrictions on lending for units?

Some lenders have maximum LVR limits of 85% or 90% for units compared to 95% for houses, and others require buildings to meet specific criteria. We identify lenders with the most favourable unit policies for your situation.

What happens if I want to renovate a unit vs house?

House renovations only require council approval where necessary, while unit renovations need body corporate approval for structural or external changes. This affects renovation loan options and your ability to add value through improvements.

Your Next Steps

Your choice between a unit and house affects more than just your lifestyle. The financing options, deposit requirements, and long-term growth potential vary significantly between property types, and the right choice depends on your budget, goals, and borrowing capacity.

Ready to find out which property type gives you the better financing outcome? Contact us for a free consultation or call 1800 774 756. We'll compare your unit and house options across our 60+ lender panel and identify the most suitable path for your situation.

Cube Loans · Loganholme and Logan, QLD, QLD · General information only — this article does not constitute financial advice. Please consider your own circumstances and seek professional advice before making any financial decisions.