Need more flexible, competitive asset finance?
Need asset finance to fund business operations? We'll help you choose the right asset finance to achieve your goals.
Or simply call us on 📞 1800 774 756
Your local team of asset finance specialists
1. Expert brokers on your side
Banks knock back home loan applications every day - often for reasons that could’ve been avoided. At Cube, you’ve got a team of 11 expert brokers on your side, each with their own area of specialty across home loans, investment lending, business finance and more. We’ll help you cut through the red tape and improve your changes of approval.
2. Tailored to your needs
Every loan is different, and what someone else needs is likely not what you need. We search 1000's of loan options to find the right loan for your needs, simply get in touch here.
3. We're here now, and later
Your home loan is an investment that requires ongoing maintenance, including regular check-ups to make sure you have the best home loan rates. We stay ahead of this for you.
4. Local experts, trusted by many
We’re proud to be a local team, with over 200 glowing Google reviews from people who’ve trusted us with their finance journey.
We help our asset finance clients by helping remove the stress - and helping you get a better deal. Simply contact Scott or Nevada today if you need help:
Scott Beattie
Founder/Co-Owner · Mortgage Broker
Scott loves helping First Home Buyers and helpings Australians save money through refinancin
Nevada Matthews
Co-Owner · Mortgage Broker
Nevada loves working with property investors and business owners
We compare loan options from over 60 leading lenders to find what suits you
✔ We do the loan rate shopping and negotiations
✔ Access to major banks and specialist lenders
✔ We simplify everything
Cube Loans are a multi-award winning brokerage
What is asset finance and how does it work in Queensland?
Asset finance allows Queensland businesses and individuals to purchase or lease equipment, vehicles, or machinery without paying the full amount upfront. Instead, a lender provides the funds for the asset, and the borrower repays the loan over a set term with interest.
Asset finance can be structured as a chattel mortgage, hire purchase, lease, or novated lease depending on your business needs.
At Cube Loans, we work with a range of lenders to secure competitive asset finance solutions that align with your goals, whether you're expanding your fleet or upgrading your tools.
What types of assets can be financed in Queensland?
Asset finance in Queensland covers a wide range of new and used assets including:
- Vehicles including cars, utes, trucks and trailers
- Machinery and equipment for construction, medical, manufacturing etc
- Technology like computers and office equipment
- Agricultural tools such as tractors and harvesters
Whether you're a tradie in Brisbane or a farmer in Toowoomba, Cube Loans can help finance the tools you need to grow your business. We tailor solutions to match your industry, cash flow, and tax requirements.
Can asset finance help reduce my business tax in Australia?
Yes, asset finance can offer tax benefits to Queensland business owners under Australian tax law. For instance:
- With a chattel mortgage, you may claim GST on the asset's purchase price.
- Depreciation and interest expenses are generally tax-deductible.
- Under the instant asset write-off scheme, eligible businesses can deduct the full cost of qualifying assets up to a certain threshold.
It's essential to speak with your accountant for tailored advice. Cube Loans ensures your asset finance strategy aligns with both your financial and tax planning goals.
How do I qualify for asset finance in Queensland?
To qualify for asset finance, most Queensland lenders will consider:
- Your business trading history, typically 6–12 months minimum
- Credit score and financial position
- Type and value of the asset
- Whether you're applying as a business or individual
If you're self-employed, a startup, or have limited documentation, Cube Loans can still assist. We offer access to low-doc and flexible lending options to suit different financial backgrounds.
Get in touch today
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