Looking for a highly competitive car loan?
With car loans, there is no one size fits all. Cube Loans can help you save time, money and trim your repayments.
Or simply call us on 📞 1800 774 756
Your local team of car loan specialists
1. Expert brokers on your side
Banks knock back home loan applications every day - often for reasons that could’ve been avoided. At Cube, you’ve got a team of 11 expert brokers on your side, each with their own area of specialty across home loans, investment lending, business finance and more. We’ll help you cut through the red tape and improve your changes of approval.
2. Tailored to your needs
Every loan is different, and what someone else needs is likely not what you need. We search 1000's of loan options to find the right loan for your needs, simply get in touch here.
3. We're here now, and later
Your home loan is an investment that requires ongoing maintenance, including regular check-ups to make sure you have the best home loan rates. We stay ahead of this for you.
4. Local experts, trusted by many
We’re proud to be a local team, with over 200 glowing Google reviews from people who’ve trusted us with their finance journey.
We help our car loan clients by helping remove the stress - and helping you get a better deal. Simply contact Scott or Nevada today if you need help:
Scott Beattie
Founder/Co-Owner · Mortgage Broker
Scott loves helping First Home Buyers and helpings Australians save money through refinancin
Nevada Matthews
Co-Owner · Mortgage Broker
Nevada loves working with property investors and business owners
We compare loan options from over 60 leading lenders to find what suits you
✔ We do the loan rate shopping and negotiations
✔ Access to major banks and specialist lenders
✔ We simplify everything
Cube Loans are a multi-award winning brokerage
How much can I borrow for a new car loan?
The amount you can borrow for a new car loan with Cube Loans depends on several factors including your income, credit history, existing financial commitments, and the type of vehicle you’re purchasing. Most lenders offer loans ranging from $5,000 to over $100,000.
At Cube Loans, we help you understand your borrowing power and match you with a lender that suits your budget and lifestyle goals.
What documents do I need to apply for a car loan?
To apply for a new car loan, you’ll generally need:
- Proof of identity (e.g., driver’s licence or passport)
- Proof of income (e.g., payslips or tax returns)
- Bank statements (usually last 90 days)
- Details of the vehicle (e.g., invoice or quote from the dealership)
Cube Loans makes this process easy by guiding you through each step and ensuring your application is lender-ready.
Can I get a car loan with bad credit?
Yes, it’s possible to get a car loan with bad credit, although the interest rate and loan conditions may differ. Cube Loans works with a wide panel of lenders, including those who specialise in bad credit car loans, so we can help you explore your options and find a solution that meets your needs.
What’s the difference between a secured and unsecured car loan?
A secured car loan uses the vehicle as collateral, which usually results in lower interest rates. An unsecured loan, on the other hand, doesn’t require the car as security but may attract a higher interest rate. At Cube Loans, we help you compare both options to find the right fit for your financial situation and goals.