In 2026, Logan, QLD offers some of the most significant stamp duty savings in Australia — particularly if you're a first home buyer looking at new builds. The Queensland government's transfer duty exemptions can save you tens of thousands of dollars, but knowing which exemptions apply to your situation before you start looking makes a meaningful difference to your budget.

Whether you're buying in Springwood - Browns Plains or Loganholme , understanding your stamp duty position alongside your home loan options gives you the complete picture of what you'll need at settlement.

Cube Loans helps Logan, QLD buyers understand their stamp duty position and secure the right home loan to match their budget, completely free of charge.

Here's what you need to know about stamp duty costs in Logan, QLD before you make an offer.

How much is stamp duty in Logan, QLD?

Stamp duty (transfer duty) in Queensland depends on your purchase price and whether you qualify for first home buyer exemptions. For most Logan, QLD purchases, you'll pay approximately 3.5% to 5.75% of the purchase price as transfer duty.

The exact calculation uses a sliding scale, which is why using the Queensland Revenue Office calculator for your specific purchase price gives you the precise figure. First home buyers have access to significant exemptions that can reduce this to zero in many cases.

What stamp duty exemptions are available for first home buyers in Logan, QLD?

First home buyers in Logan, QLD have access to two major transfer duty exemptions as of April 2026:

• New homes — any price: Full transfer duty exemption from 1 May 2025. No price cap applies, which means even a $900,000 new build in Logan attracts $0 stamp duty for first home buyers.
• Established homes up to $700,000: Full exemption on the transfer duty. Properties between $700,001 and $800,000 receive a partial concession on a sliding scale.
• First Home Owner Grant :$30,000 grant for new homes under $750,000 (reducing to $15,000 from 1 July 2026). This is separate to the stamp duty exemption.

• Cube Loans Like to know exactly what you'll pay at settlement? Stamp duty calculations vary by purchase price and buyer status. A free chat with a Logan mortgage broker gives you a clear picture — no commitment, no pressure. Free 15-min chat 60+ lenders No obligation Book a free chat today →

How do I calculate stamp duty for my Logan purchase?

Step 1: Talk to us

Get in touch and we'll help you understand your stamp duty position alongside your borrowing capacity and deposit requirements for a complete budget picture.

Step 2: Use the QRO calculator

We direct you to the Queensland Revenue Office transfer duty calculator with your specific purchase price to get the exact figure for your situation.

Step 3: Confirm your first home buyer status

We verify whether you qualify for first home buyer exemptions and ensure you're maximising any available savings before settlement.

Step 4: Factor stamp duty into your loan structure

Some buyers roll stamp duty costs into their home loan rather than paying upfront. We assess whether this suits your deposit and borrowing capacity.

Step 5: Coordinate with your conveyancer

We work with your solicitor to ensure all transfer duty calculations and exemptions are lodged correctly with the Queensland Revenue Office.

Step 6: Settlement preparation

We confirm your final settlement figures including transfer duty, ensuring you have the right funds available and your loan settles smoothly.

What mistakes do Logan buyers make with stamp duty?

The most common mistake Logan buyers make is not checking their first home buyer status early enough in the process. If you've previously owned property — even interstate or as a minor — this affects your eligibility for Queensland first home buyer exemptions.

Many buyers also underestimate the impact of choosing new versus established homes. A first home buyer purchasing a $750,000 new build in Marsden pays $0 stamp duty plus receives the $30,000 FHOG. The same buyer purchasing a $750,000 established home pays approximately $26,250 in stamp duty with no FHOG. That's a $56,250 difference in upfront costs.

Can I add stamp duty to my home loan?

Yes, you can often add stamp duty costs to your home loan rather than paying them upfront at settlement. This is called "rolling in" or "capitalising" the stamp duty, and it's particularly useful if you're using most of your available cash for the deposit.

The trade-off is straightforward: adding stamp duty to your loan means you'll pay interest on that amount for the life of the loan, but it preserves your cash flow at settlement. For a $25,000 stamp duty bill added to a 30-year loan at 5.50% p.a., you'll pay approximately $145 extra per month.

• LVR impact: Adding stamp duty increases your loan-to-value ratio, which may push you into LMI territory if you're borderline.
• Cash flow benefit: Keeps more cash available for moving costs, immediate repairs, or furniture.
• Interest cost: You'll pay interest on the stamp duty amount over the loan term, typically adding 10-15% to the total cost.
• Borrowing capacity: Your total borrowing capacity must cover the purchase price plus stamp duty and any other costs you're rolling in.

• Cube Loans Ready to find out your total settlement costs? We compare loans from 60+ lenders across Logan, QLD. Free service, no cost to you. Free 15-min chat 60+ lenders No obligation Book a free chat today →

Frequently Asked Questions

Do I pay stamp duty on investment properties in Logan, QLD?

Yes, stamp duty applies to investment properties with no exemptions available. You'll pay the full transfer duty amount based on the purchase price, typically 3.5% to 5.75% of the property value.

Can I get stamp duty concessions as a single parent in Logan?

Single parents qualify for the same first home buyer exemptions as other buyers. If you're a first home buyer, you can access the new home exemption (any price) or established home exemption (up to $700,000). Your parenting status doesn't create additional concessions.

What if I'm buying with someone who's not a first home buyer?

If any buyer on the contract has owned property before, none of you qualify for first home buyer stamp duty exemptions. All buyers must be first home buyers to access the concessions.

Do I pay stamp duty if I'm refinancing in Logan?

No, refinancing doesn't attract stamp duty because you're not purchasing property. You're simply changing your loan provider while keeping the same property title.

Can overseas buyers avoid stamp duty in Logan, QLD?

No, overseas buyers pay the full stamp duty amount plus additional foreign buyer surcharges. The current established home ban for foreign persons (April 2025 to March 2027) means most overseas buyers can only purchase new builds anyway.

Should I use a mortgage broker or go directly to my bank for stamp duty advice?

A mortgage broker, every time. Banks only see their own loan products, but stamp duty affects your total borrowing needs and settlement costs. We help you structure your loan to accommodate stamp duty costs and identify any exemptions you qualify for across 60+ lenders.

How much stamp duty will I pay on a $800,000 house in Logan?

For an established home at $800,000, non-first-home buyers pay approximately $31,050 in stamp duty as of April 2026. First home buyers pay approximately $2,500 due to the partial concession available between $700,001 and $800,000. For a new build at the same price, first home buyers pay $0.

Your Next Steps

Getting your stamp duty calculation right affects your deposit requirements, borrowing capacity, and settlement timeline. The difference between knowing your exemptions and missing them can cost tens of thousands of dollars — which is exactly what a broker comparison is designed to identify for you.

Ready to find out your exact stamp duty costs and how to structure your loan around them? Contact Scott Beattie or Nevada Matthews for a free consultation or call 1800 774 756. We'll calculate your total settlement costs and compare your loan options across 60+ lenders to find the best fit for your budget.

Cube Loans · Loganholme and Logan, QLD · General information only — this article does not constitute financial advice. Please consider your own circumstances and seek professional advice before making any financial decisions.