Logan's property market has moved faster in the past year than many buyers expected. House medians across the region climbed between 8% and nearly 25% depending on the suburb, and that growth is reshaping what a deposit actually needs to cover and which suburbs still sit within reach of the federal government's price caps.

If you're watching the market before you buy, refinance or invest, the numbers below are drawn from a single mid-2026 CoreLogic pull across all approved Logan suburbs. They're current, they're specific, and they put the suburb-by-suburb picture in one place so you can see where your budget lands.

Our team works with buyers across Logan, QLD every week, comparing options across 60+ lenders to match the right structure to a buyer's actual situation. Understanding how lenders read these medians when assessing a home loan is often where the real planning starts.

What is happening to property prices in Logan, QLD right now?

Logan's house medians rose strongly across the past 12 months, with most suburbs recording double-digit growth and several moving well above their long-run average. CoreLogic data shows Browns Plains leading the region at a 24.82% increase, with Waterford at 20.08%, Kingston at 16.20% and Loganlea at 14.16% also well ahead of the pack. At the other end, more established suburbs like Marsden recorded a more moderate 8.08% and Loganholme 5.70%, reflecting earlier price appreciation already baked in. The broad picture is a market that moved quickly and, in most suburbs, ahead of what buyers budgeted for at the start of the year.

Source: CoreLogic (via YIP, mid-2026).

Which Logan suburbs have grown fastest, and which still have room?

The strongest growth over the past 12 months has been concentrated in suburbs that still offered relative affordability at the start of that period. Browns Plains recorded 24.82% house price growth on a median of $880,000. Kingston grew 16.20% to reach $771,000, and Waterford climbed 20.08% to $885,000. Edens Landing moved 16.01% to $855,000 and Bethania 16.45% to $800,000. These are the suburbs where demand pulled hardest, and where buyers who acted twelve months ago made the most ground.

At the upper end, several suburbs have now pushed through the $1,000,000 mark entirely. Cornubia's median house price sits at $1,200,000 after 11.89% growth. Shailer Park reached $1,142,500 on 13.68% growth. Springwood came in at $1,080,000. Daisy Hill, Windaroo and Chambers Flat all exceeded the cap too. For buyers using the First Home Guarantee or Help to Buy, houses in those suburbs are now above the $1,000,000 Logan price cap and outside scheme eligibility.

The most accessible house medians in the region remain in Woodridge at $740,000, Logan Central at $720,000 and Beenleigh at $746,000. All three still sit well under the cap and recorded double-digit growth. For buyers who need to stay scheme-eligible, those suburbs remain the most viable entry points for a house purchase.

What do Logan's medians mean for your deposit and borrowing power?

A 20% deposit on an $800,000 home is $160,000. At $880,000 it's $176,000. Growth of 15% to 20% over a year adds $15,000 to $25,000 to the deposit required at that ratio, which is why buyers who were close to ready at the start of 2025 may find the gap has widened despite saving consistently.

The practical alternative is a smaller deposit with lender's mortgage insurance, or using one of the government schemes that reduce the deposit threshold. At 10% LVR on a $750,000 purchase, LMI runs to approximately $14,000 added to the loan. At 5% on the same price, it's approximately $21,000. Whether that trade-off makes sense depends on where prices are moving and how long it would take to reach 20% through saving alone.

The options worth weighing if your deposit hasn't kept pace with prices:

• › First Home Guarantee: 5% deposit · LMI waived · $1,000,000 Logan cap · first home buyers, no income test
• › Family Home Guarantee: 2% deposit · LMI waived · $1,000,000 Logan cap · single parents, no first-home requirement
• › Standard loan with LMI: 5% to 10% deposit · LMI premium added to loan · no price cap restriction
• › Guarantor structure: no minimum deposit · family equity covers the gap · no LMI · depends on guarantor's equity position

The right path depends on your deposit, your income and the suburb you're targeting. A buyer aiming at Woodridge has different scheme eligibility than one looking at Shailer Park, and lender choice makes a further difference on top of that.

Source: Housing Australia; CoreLogic (via YIP, mid-2026).

Get in touch Need help buying in Logan? We're a local team who understand how lenders actually assess your situation, not just your rate. We'll compare your options across 60+ lenders to find the right fit. Chat to Our Team Call 1800 774 756

What government schemes are available for Logan buyers in 2026?

Logan sits entirely within the Greater Brisbane capital-city area, which means a single $1,000,000 price cap applies to all 45 approved suburbs for the First Home Guarantee, the Family Home Guarantee and Help to Buy. There is no different cap for outer suburbs like Yarrabilba or Park Ridge; the cap is uniform across the region.

The schemes available to Logan buyers:

• › First Home Guarantee: 5% deposit, no LMI, no income test. Most Logan house medians sit under the cap, though several premium suburbs do not.
• › Family Home Guarantee: 2% deposit for single parents and guardians. Does not require first home buyer status. Must be genuinely single.
• › Queensland First Home Owner Grant: currently $30,000 for eligible new homes valued under $750,000. No income test. New builds only.
• › Help to Buy: federal shared equity, up to 40% for new builds. Income caps of $103,000 single and $165,000 joint apply. Price cap $1,000,000 for Logan. CommBank and Bank Australia are the current participating lenders.
• › Queensland Boost to Buy: a state shared-equity scheme, but SEQ allocations including Logan have been constrained following Round 1 being exhausted quickly. Confirm current availability before relying on it.

Transfer duty on a first home under $700,000 is $0 for an established property, and $0 with no price cap for a new home or vacant land to build, under the current Queensland concessions. Both the new-home duty exemption and the First Home Owner Grant together represent a meaningful reduction in upfront costs for buyers targeting new builds.

Source: Housing Australia; Queensland Revenue Office.

When does chasing the market not make sense for Logan buyers?

Growth that runs ahead of wages for more than a year or two eventually makes the rent-versus-buy calculation close. For buyers on a fixed income with a deposit that hasn't grown at the same pace as prices, stretching to a suburb at the top of their budget on the assumption prices keep climbing is a different risk profile than it looked twelve months ago.

Similarly, buyers who are drawn to a suburb primarily because it recorded strong growth may be looking at the result of a move that has already happened rather than one still ahead. A suburb that grew 24% in the past year may keep going or it may consolidate. That distinction sits outside what a broker can assess, and it's worth keeping separate from the lending decision.

The cleaner framing is to ask what a suburb needs to offer at today's price for it to make sense even if growth slows, whether that's proximity to Logan Hospital and the Griffith University Logan campus for buyers working in the Meadowbrook precinct, or access to the Beenleigh line for commuters. Buying because the numbers stack up at today's price, not because of a forecast, is where most buyers land in a good position regardless of what the market does next.

How does a mortgage broker help you act on Logan's market data?

Understanding what a suburb's median means for your deposit is a start. Turning it into a pre-approval is a different conversation, and the lender you approach matters more than most buyers expect. Three things differ between lenders in a rising market and each one moves the number.

• › Valuation policy: some lenders order a more conservative valuation in high-growth postcodes, which can reduce the loan-to-value ratio and change how much you can borrow against a property.
• › Scheme access: not every lender is a First Home Guarantee or Help to Buy participating lender, so scheme eligibility and lender choice can't always be combined freely.
• › DTI sensitivity: the APRA debt-to-income cap means some lenders have less room for high-LVR or high-DTI lending at a given point in the quarter, which affects timing as much as eligibility.

Comparing those three differences across 60+ lenders is where a broker earns its place in a market like this one.

Frequently Asked Questions

Which Logan suburbs still sit under the $1,000,000 First Home Guarantee cap?

Most do. House medians in Woodridge ($740,000), Logan Central ($720,000), Beenleigh ($746,000), Marsden ($754,100) and Kingston ($771,000) all sit well under the cap. Cornubia, Shailer Park, Springwood and Daisy Hill have crossed it and are no longer cap-eligible for houses.

Is the Queensland $30,000 First Home Owner Grant still available in 2026?

Yes. The 2026-27 Queensland Budget continued the $30,000 grant for contracts from 1 July 2026 with no reversion date. It applies to new homes only, with a home value under $750,000 and no income test.

What does 20% growth mean for a buyer's deposit in Logan?

On a suburb that grew 20% from $750,000 to $900,000, a 20% deposit increases from $150,000 to $180,000. That's a $30,000 gap added in twelve months, which is why schemes offering a lower deposit threshold have become more relevant for many first home buyers.

Does Logan's unit market offer a scheme-eligible alternative where houses exceed the cap?

In some suburbs, yes. Logan Central has a median unit price of $441,000 and Woodridge $520,000, both well under the cap. In suburbs where the house median has crossed $1,000,000, units can be the scheme-eligible entry point if they're available and suit the buyer's needs.

What does the APRA debt-to-income cap mean for Logan buyers borrowing at higher price points?

The APRA cap limits how much new lending banks can write above six times gross income. It doesn't bar you from borrowing; it means some lenders have less room for high-DTI loans at certain times, which is why one bank saying no doesn't mean every lender will.

Should Logan buyers use a mortgage broker or go directly to their bank?

A mortgage broker, every time. In a market where scheme eligibility, lender valuation policy and DTI positioning all differ between lenders, comparing through one conversation across 60+ options gives you a better starting position than a single bank's product range.

Your Next Steps

If you're tracking Logan's property market with a purchase in mind, the most useful thing you can do right now is know your borrowing position before prices move again. Understanding which suburbs your budget reaches, which schemes you're eligible for, and which lenders will look at your application without a full 20% deposit are all conversations worth having before you make an offer.

If the Logan market is on your horizon, the next step is simple. Get in touch with the Cube Loans team or call 1800 774 756. We'll work through where you stand across our 60+ lender panel.

About the author Nevada Matthews Mortgage Broker and Co-Owner, Cube Loans Nevada Matthews is a mortgage broker and co-owner of Cube Loans, helping first home buyers, investors and business owners across Loganholme and the wider Logan region. He started broking in 2019 and was named New Broker of the Year (QLD) in 2023, and operates under Cube Central Pty Ltd (Credit Representative 472851), authorised under Australian Credit Licence 517192. Meet Nevada → LinkedIn

Cube Loans, Loganholme and Logan, QLD, Cube Central Pty Ltd, Credit Representative 472851, authorised under Australian Credit Licence 517192, General information only - this article does not constitute financial advice. Please consider your own circumstances and seek professional advice before making any financial decisions.