Most first-home buyer advice stops at "you get $0 stamp duty under $700,000". Useful, but it skips the part you actually need: in the suburb you are looking at, what genuinely sells under $700k, and how do you get your hands on one?

In Logan Central the answer is better than the headline suggests. The suburb median for houses has run up to $797,000, which is over the line. But the median hides a lot. Break Logan Central down by property type and there is a big, active slice of the market sitting comfortably under $700k — a slice most buyers scroll straight past because the suburb median scared them off.

This guide is about finding that slice: what sells under $700k here, what a 5% deposit looks like on it, and what changes the moment you step over the line.

Quick Overview

• What sells under $700k in Logan Central: two-bedroom units (median around $487,750) and two-bedroom houses (around $495,500), plus three-bedroom houses priced below the suburb median.
• Buy an established home under $700,000 and eligible first-home buyers pay $0 transfer duty — on a $650,000 place, that is roughly $22,275 you keep.
• A 5% deposit at those price points is roughly $24,400 on a unit, or $32,500 on a $650,000 house.
• Three-bedroom houses are the suburb's busiest segment at a median near $780,000, which is over the line. A partial concession applies and you will pay some duty.
• Logan Central's overall median house price is $797,000, up 20.76% over 12 months, off 80 sales at an average 21 days on market (Cotality).

What Logan Central actually costs, by property type

Logan Central is a small suburb, about 25 kilometres south of the Brisbane CBD, built around the Logan Hyperdome and the train and bus interchange. It moves quickly — 21 days on market on average — and it is a genuinely mixed market, which is what makes the price bands so different from each other.

Rough medians over the past 12 months:

• Two-bedroom units: around $487,750, off 30 sales, sitting about 25 days on market
• Two-bedroom houses: around $495,500, off 10 sales
• Three-bedroom houses: around $780,000, off 56 sales, 18 days on market — by far the deepest part of the market
• Four-bedroom houses: around $862,500, off 12 sales

The pattern matters. The suburb's volume is concentrated in three-bedroom houses, which is exactly the band that has pushed past $700,000. Meanwhile, the unit market — 30 sales in a year, a real market, not a handful of oddities — is a couple of hundred thousand dollars below it.

Why staying under $700k is worth chasing

Queensland's first home concession wipes transfer duty to $0 on an established home valued up to $700,000. Step over that mark and a partial concession applies up to $800,000. Above $800,000 the first home concession stops altogether. The full rules sit on the Queensland Revenue Office first home concession page, and we break the calculations down in our guide to first home buyer stamp duty in Logan.

Here is what crossing the line costs, using the Revenue Office's own worked examples:

• A $650,000 established home: $0 duty, instead of roughly $22,275
• A $730,000 established home: $6,555 duty — still discounted, no longer free
• An $850,000 established home: $24,100 duty, because it is past the $800,000 cut-off

Applied to Logan Central, that line does something specific: it runs straight through the middle of the three-bedroom house market. In a suburb where three-bedders cluster around $780,000, two similar-looking listings a suburb apart in price can be several thousand dollars of duty apart. And with stock moving in 18 days, you will not have time to work it out mid-inspection.

Ask the Cube Loans team to map your Logan Central budget against the duty thresholds before you inspect. Ten minutes now beats a surprise on your settlement statement.

What a 5% deposit looks like under $700k

Eligible first-home buyers can use the federal First Home Guarantee to buy with a 5% deposit and no lenders mortgage insurance, and the Greater Brisbane price cap of $1,000,000 sits far above anything Logan Central is likely to throw at you. Our guides on how much deposit you need in Logan and the deposit scheme itself cover the mechanics.

What that means at Logan Central price points:

• A $487,750 two-bedroom unit: 5% deposit of about $24,400, loan around $463,350, $0 duty
• A $650,000 house: 5% deposit of $32,500, loan around $617,500, $0 duty
• A $780,000 three-bedroom house: 5% deposit of $39,000, loan around $741,000, plus several thousand in partial duty

Add roughly $3,000 to $5,000 for conveyancing, building and pest inspection and registration fees on any of them.

The gap between the first and the third line is the real decision in this suburb. Around $15,000 more deposit, a meaningfully larger loan, and a duty bill that reappears — versus a smaller entry point in a unit market that is transacting steadily.

Which Logan Central property type suits which buyer

• Buying alone, or keeping repayments tight? The two-bedroom unit market is where Logan Central's affordability actually lives. Just know that some lenders restrict 95% lending on smaller floorplans, so the property needs checking before you fall in love with it. Our guide to home loans for apartments and units in Logan covers what lenders look for.
• Need three bedrooms and want $0 duty? You are hunting below the median in the deepest, most competitive segment. Possible, but you need finance ready to move.
• Buying or building new? A separate Queensland concession means first-home buyers pay no transfer duty at all on a brand-new home, with no value cap, for contracts dated 1 May 2025 or later — see the first home (new home) concession. That sidesteps the $700,000 problem entirely, and may open up the $30,000 First Home Owner Grant as well, which we cover in our government grants guide.

Two things to watch in this suburb

• Speed. Twenty-one days on market for houses, eighteen for three-bedders. Pre-approval is not optional here; it is the price of being taken seriously.
• Unit lending. About 60% of Logan Central homes are rented, and lender appetite for small units in high-rental-density pockets varies more than most buyers expect. The property can pass your inspection and still fail the lender's.

Talk to Cube Loans before you make an offer in Logan Central and we will confirm what you can borrow, whether the property type will fly with the right lender, and where your duty lands.

Frequently asked questions

What can I actually buy in Logan Central for under $700k?

Two-bedroom units and two-bedroom houses sit around $490,000, and three-bedroom houses priced below the suburb median also clear the line. All of them attract $0 transfer duty for eligible first-home buyers.

Are Logan Central units a good first purchase?

They are the most affordable entry point in the suburb and transact steadily, at a median around $487,750. The main watch-out is lender restrictions on smaller floorplans, not the price.

Is Logan Central under the First Home Guarantee price cap?

Comfortably. Logan sits inside Greater Brisbane, so the $1,000,000 cap applies and nothing in the suburb comes close to it.

Why is the median house price above $700,000 if the suburb is affordable?

Because the median is dominated by three-bedroom houses, which have grown roughly 20% in a year. The two-bedroom and unit segments still sit near $490,000.

Ready to buy in Logan Central?

The short version: Logan Central is not one market, it is three, and the $700k line runs right between them. Plenty of stock still sells under it — you just have to know which segment you are shopping in. Which side you land on changes your deposit, your duty and your borrowing power, and it is decided before you make an offer, not after.

Get in touch with Cube Loans for a free, no-obligation chat about buying in Logan Central. We will tell you which price band your borrowing power actually reaches, what the duty looks like there, and whether a unit or a house makes more sense for your situation. We are local to Logan, and we would rather you knew all this before the first inspection than after.



General information only. Eligibility criteria, price caps and thresholds can change, so confirm current details with the Queensland Revenue Office and Housing Australia before deciding. Property figures are drawn from Cotality and Domain suburb data current at the time of writing and will move.