first home loan Logan
Need an easy to manage first home loan?
Your first home loan is a major decision. From first buyer grants, contracts and paperwork, we’re here to help.
Or simply call us on 📞 1800 774 756
Your local team of first home loan specialists
1. Schedule a free chat here
Half an hour on the phone and you'll know three things: what you can borrow, what deposit you need, and which first home schemes you actually qualify for. It costs nothing and there's no obligation to go further.
2. We find the right loan options
First home files get knocked back over credit card limits and savings patterns that could have been fixed a month earlier. Lenders also differ on how they treat genuine savings and guarantor structures. We compare 60+ to find the one that fits your position.
3. Start your application, no pressure
If you decide to go ahead, we do the rest. We put the file together, deal with the lender and keep you updated, and you get one credit enquiry rather than a string of them. If you'd rather wait, that's fine.
4. We're first home loan experts
We're your local Logan area mortgage brokers, based on the Pacific Highway at Loganholme with 300+ five-star Google reviews. Multi-award winning, MFAA and FBAA members, and you'll deal with Scott or Nevada directly.
We help our first home loan clients by helping remove the stress - and helping you get a better deal. Simply contact Scott or Nevada today if you need help:
Scott Beattie
Founder/Co-Owner · Mortgage Broker
Scott loves helping First Home Buyers and helpings Australians save money through refinancing
Nevada Matthews
Co-Owner · Mortgage Broker
Nevada loves working with property investors and business owners
Your local team of lending specialists
With glowing
Google reviews!
We compare loan options from over 60 leading lenders to find what suits you
✔ We do the loan rate shopping and negotiations
✔ Access to major banks and specialist lenders
✔ We simplify everything
Cube Loans are a multi-award winning brokerage
Chat to Cube today!
We're here to help you secure a great home loan, refinance or invest - just get in touch below.
Contact Us
What are first home loans in Logan and how do they work?
A first home loan in Logan is a standard home loan paired with the first home buyer schemes you qualify for, and Logan is one of the few parts of South East Queensland where all of them still stack.
Three measures apply. The Australian Government 5% Deposit Scheme, renamed from the First Home Guarantee in October 2025, lets you buy with a 5% deposit and no Lenders Mortgage Insurance, with income tests removed and no annual cap on places. Queensland's First Home Concession reduces transfer duty to zero on established homes under $700,000. And the $30,000 Queensland First Home Owner Grant applies to new builds under $750,000.
Because most Logan stock sits under those thresholds, local buyers use all three far more often than buyers closer to Brisbane. Cube Home Loans compares 60+ lenders from Loganholme. See our first home loans page or call 1800 774 756.
How much deposit do I need for a first home loan in Logan?
Under the Australian Government 5% Deposit Scheme, 5% of the purchase price with no Lenders Mortgage Insurance. Outside the scheme, most lenders want 10% with LMI, or 20% to avoid it.
What that means in practice depends heavily on where in Logan you buy. Entry-level suburbs including Woodridge, Kingston, Crestmead and Eagleby remain among the most accessible in South East Queensland, while Daisy Hill, Shailer Park and Cornubia carry a clear premium.
Add funds for building and pest inspections, conveyancing and lender fees, typically a few thousand dollars on top.
Run your own numbers with our first home loan calculator, or read our guide to the most affordable suburbs in Logan.
Can I combine the First Home Owner Grant and stamp duty concessions in Logan?
Yes, and Logan first home buyers can generally stack all three, which is unusual.
The $30,000 First Home Owner Grant applies to new builds or substantially renovated homes under $750,000. The Queensland Government confirmed in the 2026-27 State Budget that the $30,000 amount continues for eligible contracts signed from 1 July 2026, rather than reverting to $15,000 as previously legislated.
On transfer duty, established homes under $700,000 attract zero duty, with a partial concession up to $799,999 and a maximum saving of $24,525. New homes and vacant land on contracts signed from 1 May 2025 attract a full exemption with no price cap. From 1 August 2026 these concessions are limited to Australian citizens, permanent residents and specified foreign retirees.
Full detail in our Logan first home buyer grants guide.
Why use a Logan mortgage broker for a first home loan instead of a bank?
Start with pre-approval, not with listings. Knowing your real ceiling stops you inspecting in Shailer Park when your capacity suits Crestmead, and it makes your offer credible to Logan agents. Well-priced stock near the Beenleigh and Loganlea rail lines moves quickly.
Cube Home Loans operates from 3/3986 Pacific Highway, Loganholme, and is a multi-award-winning MFAA and FBAA member brokerage with 300+ five-star Google reviews from local clients. Founders Scott Beattie and Nevada Matthews trade as Cube Central Pty Ltd, Credit Representative #472851, under Australian Credit Licence #517192.
We compare 60+ lenders, confirm which schemes you qualify for, and run pre-approval before you make offers. The service is free in most cases; the lender pays us on settlement.
Work through our Logan first home buyer checklist, then book a free chat or call 1800 774 756.
